Singapore and Cambodia Launch Cross-Border QR Payment Linkage
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SINGAPORE / PHNOM PENH — Singapore and Cambodia have taken a major step forward in ASEAN financial connectivity with the official launch of a cross-border QR payment linkage between the Liquid Group’s RoamQR network and Cambodia’s national digital payment system, Bakong. The launch ceremony was held in Singapore on the sidelines of the Singapore FinTech Festival 2025 (SFF 2025), presided over by H.E. Dr. Chea Serey, Governor of the National Bank of Cambodia (NBC), and Mr. Sopnendu Mohanty, Group CEO of the Global Finance & Technology Network (GFTN).
Senior representatives from the NBC, Liquid Group, ACLEDA Bank, and Phillip Bank were also present at the event.
Under Phase 1 of the partnership, supported by ACLEDA Bank and Phillip Bank, Cambodian consumers and travellers can now make seamless payments in Singapore by scanning RoamQR codes at participating merchants using mobile banking apps connected to Bakong and linked to Khmer Riel accounts.
Future phases will enable Singaporean consumers and travellers to scan KHQR codes in Cambodia for direct settlement from their preferred Singapore mobile payment apps—creating a two-way, inclusive, and interoperable digital payment ecosystem across both nations.
Governor Chea Serey highlighted that the initiative marks “a significant step toward fostering greater economic integration between our countries and advancing regional collaboration.” She emphasized that Cambodia’s digital innovation journey has already connected Bakong with Thailand, Vietnam, Laos, Malaysia, China, and Japan, and this new linkage with Singapore strengthens regional payment interoperability.
Mr. Jeremy Tan, CEO of Liquid Group, said, “Collaborating with the National Bank of Cambodia and Bakong reflects our shared goal of expanding RoamQR’s reach while enabling secure, interoperable payments across borders.”
By expanding secure digital channels such as Bakong, the NBC is bolstering public trust in digital payments, promoting transparency, and fostering greater inclusion across Cambodia’s growing financial ecosystem. The initiative also strengthens bilateral trade, investment, and tourism opportunities between Cambodia and Singapore—marking a pivotal milestone in ASEAN’s path toward unified digital financial integration.
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